United of Omaha
Mutual of Omaha has a variety of products available including Final Expense, Term, Annuities, UL, GUL, Children's WL, Whole Life, Medicare Supplement, Disability and Long Term Care.
Final Expense can be written with an e-application using an electronic signature by the customer. Limited products available in NY. EFT payments only.
Final Expense Products
Term Products
Final Expense:
Level Benefit:
Not Available in CA
i-Go e-Application not available in CA, CT, PR, and VI
Ages 45 to 85
Minimum $2,000
Maximum $40,000
Riders:
Accererated Death Benefit for Terminal Illness or Nursing Home Confinement included at no extra cost.
Optional Rider: Accidental Death Benefit
Graded Benefit:
Not Available in AR, CA, MT, NC, WA
Ages 45 to 80
Minimum $2,000
Maximum $20,000
2-Year Graded Plan
Random phone interviews on both products.
Children's WL
i-Go e-App Available
Ages 14 days to 25 Years
Minimum $5,000
Maximum $30,000
Policy Guaranteed to Age 100
Additional Coverage Available in future with no evidence of insurability
Accidental Death stand-alone
UL & GUL Products
Companion Life-NY
Term Products:
Term Life Answers:
Not in NY, PR, VI
Speed e-Ticket: Only with Term Life Answers
Complete short questionnaire and 3rd party conducts health interviews, gathers needed signatures, and submits it to Mutual of Omaha for you.
Term Durations 10, 15, 20, and 30 Years
Term 10-Ages 18 to 80. Tobacco to Age 75
Term 15-Ages 18 to 74. Tobacco to Age 70
Term 20-Ages 18 to 86. Tobacco to Age 65
Term 30-Ages 18 to 55. Tobacco to Age 50
Face Amounts $100,000 to 1M Increments
Accelerated DB for Terminal Illness included
Other Optional Riders:
ADB
Waiver of Premium
Dependent Children Rider
Disability Waiver of Premium
Term Life Express:
Term Durations 15, 20 , and 30 Years
ROP options available
Minimum Amoutn $25,000
Maximum Amount $400,000
Ages 18 to 65. Vary on Duration of Term
Extensive Riders Available
Other Products:
Universal Life-Indexed, Current Assumption, and Guaranteed
Group Universal Life
Long Term Care
Disability
Critically Illness
Annuities