TransAmerica

TransAmerica has a great final expense and Term product for simple issue products. The paper application is extremely long but the e-application takes about 25 to 30 minutes to complete.

TransAmerica has a great product for diabetics.  The application does not ask about any complications associated with the diabetes.

Accepts the Direct Express Card. Many times they will not do a POS interview.

Final Expense:

Not Available in AK, HI, MT, WAF

inal Expense available in NY

Only Immediate Solution/10_pay in MA, MT

 

Immediate Solution:

Ages 0 to 85

Minimum Amount $1,000

Maximum Amount:

0-55 $50,000

56-65 $40,000

66-75 $30,000

76-85 $25,000

COPD Written Immediate

 

Riders:

Accelerated Death Benefit

with or without Nursing Home Option

 

10 Pay Solution:

Ages 0 to 85

Mimimum Amount $1,000

Maximum Amount:

0-55 $50,000

56-65 $40,000

66-75 $30,000

76-85 $25,000

 

Riders:

Accelerated Death Benefit

with or without Nursing Home Option

 

Easy Solution:

Ages 18 to 80

Mimumum $1,000 (PA $5,000)

Maximim $25,000 

2-Year Graded 

 

TrendSetter Term:

Not Available in NY

E-application available. No PHI required with the phone application.

 

Super YRT-Guaranteed renewable to age 95. Premiums Guaranteed for the First Five Years.

Starts at $100,000

Ages 18 to 80

 

Terms Available is 10, 15, 20, 25, and 30 years.

Ages start at 18 and go up to Age 80 but vary with length of the term. Guaranteed renewable to age 105.

 

Riders:

Waiver of Premium-Available at time of issue only

Issue Ages 15 to 55

Accident Indemnity-Available at time of issue only. Issues Ages 15 to 65.

 

Living Benefits:

Product provides living benefits and death benefits in one life insurance solution. A Guaranteed level premium insurance with Chronic, Critical, and Terminal Illness Accelerated Death Benefit.