Sentinel Life
Sentinel Security Life is proud to introduce the New Vantage telephone application submission process. This new submission process allows you to complete 100% of an application over the phone. The tele-app also includes a point-of-sale underwriting decision which allows you to know if the policy is approved, rated, or declined before ending the call.
- Average call lasts 20-25 minutes
- No Phone Health Interview
- All signatures and disclosures are voice recorded
- Avoids incomplete applications
Sentinel has a modified plan in NC which many companies do not offer in this state.
Sentinel Life is very competitive with male smokers. Sentinel also has their Vantage II product for customers with Hepatitis.
All Products are Available in AZ, AR, CA, CO, FL, GA, HI, ID, IL, IA, KS, LA, MN, NE, NV, NM, NC, ND, OK, OR, PA, SD, TX, UT, WY.
Final Expense:
New Vantage I: Day 1 Coverage
Single Premium Ages 20 to 76
Monthly Premium Ages 0 to 85
10-Pay Premium Ages 0 to 75
20-Pay Premium Ages 0 to 65
Paid Up 65 Ages 0 to 55
Paid Up 85 Ages 0 to 65
Miniumum Payment $10.00
Maximum Coverage Amounts:
Ages 0 to 75 $35,000
Ages 76 to 80 $25,000
Ages 81 to 85 $15,000
Riders Available:
ADB
Child Protection
Waiver of Premium
New Vantage II: 3-Year Modified Plan 30/70
Ages 45 to 85
Minimum Face Amount $2,000 Single Premium
Minimum Face Amount $1,000 all other payment methods.
Maximum Face Amounts:
Ages 45 to 80 $20,000
Ages 81 to 85 $15,000
ADR included at no cost 1st 2 Years
New Vantage III:
Same coverage as Vantage II.
3-Year Modified with but with 10% ROP the 1st and 2nd Years. 3rd Year full coverage.
Personal Choice Annuity:
Personal Choice Annuity
Issue Ages/Maturity 0 to 90
Option of 5,7, or 10 year Terms
Qualified or Non-Qualified
$2,500 to $1 Million
Summit Bonus Index
Features Fixed Accounts
Annual Point To Point
Monthly Averaging
Monthly Sum
Daily Averaging
Income Riders and Settlement Options available with both options.