Security National offers Whole Life products, MIB plan, and Annuities. This is a field sales company requiring wet signatures. E & O not required. No phone interviews for Simple Security Plans unless verification is needed. Their Guarantee Issue product goes from 0-85 and Preferred and Standard plans go to ages 40 to 90.
MIB Plan (Monthly Increasing Benefit): This is a 3-question quarantee issue product. Payor will not pay more than the Ultimate death benefit. Questions include if they are currently in the hospital, ever tested positive for HIV/AIDS, and if end stages of a Terminal illness.
COD business including credit/debit cards are allowed. When a credit/debit care is used for cash with application, the direct bill premium rate applies.
Security National will still advance 30% on Direct Express cards. One of the few companies you still offer that option.
Applications are only accepted by document upload throught the company site, or by hard copy mail. They will not accept faxed or emailed applications.
Not Available in AK, CT, DE, ME, MA, MT, NH, NJ, NY, NC, OH, PA, RI, SD, VT, WA
No telephone interviews required on Simplified Life plans.
Simple Security Plan:
Ages 40 to 90
Minimum Amount $2,500
76 to 80 $15,000
81 to 90 $10,000
Preferred Plan and Standard Plan( Insulin Diabetics)
2-Year Graded Plans for Ages 40-85
No Phone Interviews
Security Car Plan: Funeral Plan
Very Simple application
Only Available in AL, AR, AZ, CA, CO, GA,
IL, KY, LA, MO, MS, OK, SC, TX, UT
Ages 0 to 85
Minimum Amount $1,000
Maximum Amount $15,000
3-Year Graded Plan
More Liberal Height and Weight chart
10-Pay, 20-Pay, and Lifetime options
Phone Interview if verification is needed
MIB (Monthly Increasing Benefit):
Minimum Amount: $1,200
Maximum Amont: $10,000
Guarantee Issue=3-year modified
Has 3 Knock-out questions.
Paid-Up 3,5, and 10 year plans. If person dies before the policy is paid-up, premiums plus a "bump" interest is paid back.
Insured nevers pays more than the policy is worth.
ADB covered at full face amount immediately.
Ages 25 to 70
Minimum Amount $ 25,000
Maximum Amount $500,000
For Healthy Individuals
No Medical Exam up to $95,000
ADB (base amount $50,000
Waiver of Premium (expires age 65)