Our Insurance Companies
We represent the top Insurance Companies that offer the most beneficial products for our agents and their clients. Many of the Insurance Companies we represent offer a variety of different products, so we recommend that you research each company, so that you gain a better understanding of what types of insurance each company provides.
Columbian Life focuses on final expense. Electronic applications are available, however the wet signature is still needed. Columbian Life is one of the easier insurance companies to get contracted with. If you have a small vector and your credit is good, this company will appoint you and also, in most cases, will give advances. Payment options EFT only.
Foresters is a fraternal company which means policy holders are members and the company offers members additional benefits and discounts. CT, LA, MA, NM, and PA are Fraternal States so agents must apply for a Fraternal License in addition to a Life license. You do need E&O to write final expense with this carrier.
Gerber has several products put is also has a true guarantee issue product with no health questions with very good rates. They also offer the following products: Grow-up/Juvenile plan, Accidental Death, College plan, Simplified WL, and WL. They except credit cards and debit cards.
Great Western is a Guarantee Issue product that also has a child and grand-child optional rider. No E & O is required. This product offers advances and renewals. It is also a great company in that if the customer answers the 3 questions on the application as "no" the policy turns into a day-1 coverage policy.
Liberty Banker's Life SIMPL Preferred, Standard and Modified WL. True Social Security billing. Excellent telesales company. The process is easy with no paperwork. This company is a "JIT" company once your contract is received and the company has it on file. This company does not require E & O insurance.
Royal Neighbors offers Final Expense, Annuities, Whole Life, and Universal Life products. E & O is required. Royal Neighbors policy holders become members of Royal Neighbors with membership benefits. The benefits include Health and Wellness discounts, Fraternal Aid, Nation Of Neighbors program, Legal Services and Retail benefits, membership magazine, They also offer multiple scholarships for students.
Security National offers Whole Life products, Guarantee Issue, and Annuities. This is a field sales company requiring wet signatures. E & O not required. No phone interviews for Simple Security Plans unless verification is needed.
Sentinel Life offers Final Expense, Annuities, and Medicare Supplement. The offer quick e-application processing on all of their products. The final expense has voice capture signature with the POS interview. A 3-way call to verify script check and application questions and the application is processed. No other actions are needed.
TransAmerica offers Final Expense, Term Products, and Medicare Supplement. They do not require E & O coverage. It has an E-application process that accepts electronic signatures. No height and weight chart. Accepts the Direct Express Card.
United Home Life offers Whole Life and Term Life. E-applications are available. NO E & O is required. This company will accept monthly direct bill and offers a guarantee issue product.
Mutual of Omaha has a variety of products available including Final Expense, Term, Annuities, UL, GUL, Children's WL, Whole Life, Medicare Supplement, Disability and Long Term Care.