American Amicable
American Amicable is a full-service final expense company. Field sales only and E & O insurance is not required. For agents in IA, MA, MI, NJ, RI, and VT Occidental Life is available. You must be appointed with the company before you can write business.
American Amicable does have the social security drafting option for policy payments.
This company does take POS calls on Saturday's from 9am to 7pm CDT.
New ROP with higher commission rates! The new ROP Non-Med Term product will match the rates on the existing non-ROP product starting December 12, 2016. Revised product brochures, agent guides, adn quoting sheets for the ROP products will be available online beginning December 8th.
Final Expense:
Not Available in: ME, MT, or NH. ROP not in AR
E-application available in FL ONLY
Family Choice:
Ages 0-49. Minimum $10,000
Immediate Death Benefit:
Ages 0-49. Maximum $35,000
Return of Premium Death Benefit:
Ages 18-49. Maximum $20,000
Senior Choice:
Ages 50-85. Minimum $2,500.00
Immediate Death Benefit:
Ages 50-75. Maximum $35,000.
Ages 76-85 maximum $20,000
Graded Death Benefit:
Ages 50-85. Maximum $20,000
Return of Premium Death Benefit:
Ages 50-85. Maximum $20,000
Optional Riders:
Grandchild Rider
Child Rider
Nursing Home
Accidental Death Benefit
No Cost Benefits:
Terminal Illness Accelerated Benefit
Accelerated Benefit Rider
Other Products:
Easy Term with or without ROP: Not available in ME, MT, NH, no ROP in VT
Easy UL: Not available in ME, MT, NH, NJ, PA, VT
Financial Lifeline: Not available in ME, MT, NH, VT
Home Protector: Not available in MD, ME, MT, NH, OR, VT, WA, no ROP in MN or PA
Nursing Home: Not available in CA, MA, ME, MT, NH, PA, WA
UL Performer: MA,ME, MT, NE, NH, NJ, PA, VT